We received a bill from my son's doctor. There was a charge that I thought was wrong. I called the office and they took that charge off the bill. It wasn't a big charge, but every bit counts. Yes, we have good insurance, but I don't think my insurance company should have to pay for an erroneous charge either.
When at Target I always check the clearance end caps. This time I found a Toblerone bar for $1. My eldest loves Toblerone so I picked it up for him. 'No reason, just love you' gifts don't have to be big or expensive. He was happy with his candy bar and I was happy to get it for 1/3 retail.